The firm

A small advisory practice for sovereign lending and the operators behind it.

Narrative

Pangburn Consulting Group was founded to provide measured, durable advisory work to Tribal Nations and the online lending operators that serve consumers nationwide. We bring operator-side experience — built across capital markets, originations, payments, and collections — to engagements that are sized to fit the moment.

We work with sovereign clients on tribal economic development programs in which consumer lending is one instrument among several. We work with operator clients on capital posture, compliance management, and the everyday rigor of running a regulated portfolio.

Our engagements are bounded, our deliverables are documented, and our intent is to leave each client more capable than we found them. We treat tribal sovereignty as the legal and operating premise it is — and we use industry terminology with care.

Leadership

Principals with operator histories.

  • Brent McFarland

    Brent McFarland

    Chief Executive Officer

    Three decades structuring capital and operations for consumer finance platforms, with a focus on sovereign lending economics and governance.

  • Ryan Stock

    Ryan Stock

    Chief Operating Officer

    Operator-side leadership across originations, servicing, and vendor management for high-volume online lending portfolios.

  • Mindi Vavra

    Mindi Vavra

    Chief Financial Officer

    Treasury, FP&A, and reporting discipline for lending platforms and tribal economic development entities.

  • Alexander Stock

    Alexander Stock

    Analyst

    Portfolio analytics, vintage performance, and underwriting model diagnostics in support of operator and sovereign clients.

Engage

We work with a small number of clients at a time.